Hear about the basics of credit, how to figure out what your credit score is, different types of credit, and more that can assist you in building a credit score that you can be proud of.
This presentation covers the basics of credit, how to figure out what your credit score is, different types of credit, and more that can assist you in building a credit score that you can be proud of. It also reviews the 5 Cs of credit and how they impact your financial credibility in the short and long-term. In person in the Library.
About the Presenter: Carylin Melendez was born and raised in Puerto Rico. Though she studied to become a teacher, life took her down a different path, banking. She has been in banking for more than 20 years. Carylin enjoys helping people, and her position as Financial Wellness Officer has allowed her to come full circle, empowering and guiding Visions Federal Credit Union members and non-members through their financial journey.
Visions Federal Credit Union was founded by eight IBM workers and 40 bucks. That’s right - five little dollars each in 1966 became more than $5.5 billion in assets today. In the decades that followed, we’ve gradually grown to more than 250,000 members served by nearly 60 branches in three states. We’re proud of that and everything credit unions stand for. Credit unions are not-for-profits owned by the members, which means we work for them and not stockholders. When a credit union makes profits, it goes right back to the members in the form of low interest rates, smaller fees, and dividends. Plus, our member deposits are federally insured, and no member of a federally insured credit union has ever lost one penny of insured savings.
This program is part of our Dollars and Sense series on financial wellness. Register online or by calling the Library at (973) 584-2400.
AGE GROUP: | Seniors | Adults |
EVENT TYPE: | Health & Wellness | General |
The Roxbury Township Public Library is a municipal library serving the communities of Succasunna, Ledgewood, Landing, Berkshire Valley, Port Morris, and Kenvil. Residents of the township are eligible to a free library card which enables access to 2.8 million items across the Morris Library Alliance including digital books, museum passes and more.